As part of our elder law and long-term care planning practice, we often recommend a reverse mortgage to our clients. And we are often met with resistance. One of the most common misconceptions about reserve mortgages is that if someone obtains this type of mortgage, all hope of ever having any equity to pass…
Attorney Joan Wilson Elected Vice President of National Academy of Elder Law Attorneys RWC, LLC, Attorneys and Counselors at Law is pleased to announce that Attorney Joan Wilson was elected Vice-President of the CT Chapter of the National Academy of Elder Law Attorneys (“NAELA”). Attorney Wilson has been a member of NAELA for 15 years…
By: Joan Reed Wilson, Esq. The last part of the Connecticut Advance Healthcare Directive form includes a section that begins “I hereby make this anatomical gift…” The section includes several boxes to check to make a choice about which organs the person wants to donate and for what reasons. One of the boxes references another…
By: Joan Reed Wilson, Esq. The first part of the current Connecticut Advance Healthcare Directive form (and for some people the only advance healthcare directive that they have) is known as the Living Will. The Living Will is the statement that if a physician or an APRN (a new addition to Connecticut law as of…
“I Have to Use the Lawyer Who Drafted My Parent’s Will to Probate the Estate.” By: Joan Reed Wilson, Esq. In the past week, we have received calls from two different clients whom we had helped in the past. Each of them called because they were in the process of probating their parents estates and…
It has been well-established in Connecticut law that consumers have the right to choose their own attorney to represent them in their real estate closings. Yet during the mortgage application process when consumers receive their loan estimate, they see the name of a firm or lawyer on the form and many assume that they have…
The Fall of 2017 brought uncertainty to the Medicare Savings Programs (MSP) in Connecticut when they were unexpectedly slashed by the state budget. After several months of negotiations, a bipartisan effort was able to revive the program that affects so many seniors. MSP in Connecticut are benefits whereby the State pays for the Medicare premium…
Most people want to avoid “probate.” Sometimes when a couple hears that if they own all of their assets jointly they will avoid probate, they understand that to mean nothing has to be done when their spouse passes away. This is not true. In Connecticut, when someone passes away, it is necessary to file an…
By: Joan Reed Wilson, Esq. Welcome to this edition of FALSE FACTS FRIDAY. In my twenty years of practicing law, I have heard some very incorrect and inaccurate information, which many people believe to be true, sometimes to their detriment. With this periodic blog, I hope to spread the truth. FALSE FACT Vol. 1, Issue…