Each February, National Senior Independence Month encourages conversations about what independence truly means as we age. For many older adults, independence is not just about living alone or driving a car; it’s about having control, dignity, and a voice in personal, financial, and healthcare decisions, no matter what the future holds. At Reed Wilson Case,…
September is recognized as Healthy Aging Month, a time to focus on maintaining physical, mental, and financial well-being as we grow older. Healthy Aging Month is also a good opportunity to consider legal planning to safeguard your future. While many conversations about aging highlight nutrition, exercise, and social connection, one area often overlooked is the…
When it comes to long-term care, too many families wait until a crisis hits before seeking help. The reality is, nursing home care in Connecticut can cost upwards of $15,000 per month, and Medicare does not cover it long-term. Medicaid can help cover these costs, but eligibility requires planning ahead. At Reed Wilson Case, we…
Updated: July 2025 When someone who is married applies for Medicaid, the Connecticut Department of Social Services will analyze the couple’s income and assets as of a particular date to determine eligibility. Despite what some may think, they do not look only at the Medicaid applicant’s assets, so simply transferring all of your accounts to…
As families prepare for the challenges of long-term care, few realize that one of the most effective strategies for protecting assets during Medicaid spend-down involves something as practical—and personal—as prepaying for funeral expenses. In Connecticut, Medicaid imposes strict asset limits: individuals must have no more than $1,600 in countable resources to qualify. However, certain expenditures…
We have heard from clients who have received mysterious lump sum deposits into their accounts from Social Security. Recent developments in the Social Security Administration’s Windfall Elimination Provision (WEP) have led to these lump-sum deposits appearing in the accounts of some retirees. While this unexpected windfall may seem like good news, it could have unintended…
