In this seller’s real estate market, you may be seeing more real estate listings that include the phrase “as-is”. Typically, when a property is listed “as-is,” it implies that the seller does not want to invest time or money into addressing any problems with the property. What Is an As-Is Property? When a property is…
Turning 18 is a major milestone in a person’s life, and with it comes new responsibilities and legal rights. One important aspect of becoming an adult is ensuring that you have the necessary legal documents in place to protect yourself and your future. Here are two must-have legal documents that every 18-year-old should sign. Why…
Have your made your list of New Year’s Resolutions for 2023 yet? Whether you started your list or not, let me help you with some inspiration – Estate Planning! Now hear me out… At the end of every year, we seem to think that “next year will be my year” – the year everything falls…
If you need a lot of cash on hand upon retirement, Social Security offers a lump-sum retroactive payments option that’s worth six months of benefits. However, it comes at a cost. It is important to understand the details before agreeing to the payment. If you have waited beyond your full retirement age (66 for those…
If you think estate planning is just for the old and wealthy, you are way off. Estate Planning in your 20s and 30s will build the foundation you need and be confident that your assets are safe, your healthcare will be managed, and that your children’s future is secure. I’m honestly embarrassed to say that…
When a married couple applies for Medicaid, the Medicaid agency must analyze the couple’s income and assets as of a particular date to determine eligibility. The date that the agency chooses for this analysis is called the “snapshot” date and it can have a major impact on a couple’s financial future. Medicaid Eligibility for Couples…
