RWC, LLC, Attorneys and Counselors at Law has a full-service real estate department with a dedicated full-time real estate paralegal who works with both buyers and sellers. We offer hands-on legal service from start to finish, including contract drafting and review, inspection addendums, title searches, mortgage payoffs, mortgage document review, and deed preparation. With our probate experience, we also have the expertise to clear up probate matters that may arise in the title search with efficiency.
Attorney Joan Reed Wilson has been an authorized title insurance agent since relocating her firm to Connecticut in 2003. In 2016, she was one of fifteen attorneys chosen in the State to participate in the CATIC Advisory Committee.
Paralegal Carolyn Meeker has been handling real estate closings for over 30 years and is a client favorite. She is well-respected among agents, lenders, and other legal professionals for her knowledge, attention to detail, and dedication to the clients.
Regardless of whether you are the buyer or seller, as part of our real estate closing services we are available every step of the way. We are prepared and experienced in dealing with the various issues that arise during the course of real estate transactions and work with the client and their team of professionals to ensure a successful outcome.
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RWC, LLC, Attorneys and Counselors at Law represents clients across Connecticut including the Towns of Clinton, Killingworth, Westbrook, Old Saybrook, Guilford, Madison, Branford, North Branford, Haddam, Higganum, East Haddam, Middletown, and Durham.
In recent months, homeowners across the country have fallen victim to a new wave of scams targeting property owners. One of the latest schemes involves fraudulent “recorded deed notices” sent via mail or email, purporting to be official documents requiring immediate action. These deceptive notices, which often have a return address of “Washington, D.C.” with…
In a monumental development that could reshape the landscape of real estate transactions across the nation, the National Association of Realtors (NAR) has reached a settlement that addresses the changes in the commission structure for real estate agents. The National Association of Realtors lost a $1.8 billion jury verdict last year and was facing other lawsuits…
I recently saw a post written by a funeral home in Massachusetts about a transfer on death deed, that seems to have gone viral. According to Facebook, the post was shared over 83,000 times. That’s how I saw it; because people who I know shared it. Unfortunately, while there are some really helpful tips in…
While “pre-approval” and “clear to close” may sound similar, they serve distinct purposes and signify different milestones in the mortgage approval process. Since February is known as the start of the Spring real estate market, many people are likely sprucing up to list their homes for sale and others are getting their ducks in a…
A Guide for Realtors and Sellers Last year we wrote an article about changes to the Smoke and Carbon Monoxide affidavit that State law requires sellers of residential real property to provide to their buyers at closing. For Connecticut residential real estate closings occurring after October 1, 2023, there is yet another significant change to…
What’s As-Is Got To Do With It? In this seller’s real estate market, you may be seeing more real estate listings that include the phrase “as-is”. Typically, when a property is listed “as-is,” it implies that the seller does not want to invest time or money into addressing any problems with the property. What is…
Connecticut’s Senior Real Estate Tax Relief Program: Do You Qualify? April is the time of year that most of us think about taxes and now that the tax deadline is passed, you may be wondering if there is anything you can do to save money, especially with the increase in the cost of staples like…
Next up in our series about real estate closings, let’s define the important terms included in the real estate contract. First, it is important to know that any contract (and any changes to a contract) for real estate MUST BE IN WRITING because of a law called the Statute of Frauds. The Statute of Frauds…
You’ve found the house that feels like home, your offer was accepted and now you have a fully executed real estate contract. Congratulations! What happens now? These are the 12 real estate closing steps. STEP 1 – Hire a Real Estate Closing Attorney Some real estate contracts include a period for attorney review. If this…
We often explain to clients that it is important to have a trusted team of professionals assisting you in all aspects of life, and real estate closings are no exception. In order to find and purchase a home, you need a solid real estate closing team on your side. Realtor Whether you are a seller…
Is The Real Estate Spring Market Back? February is commonly known in the real estate world as the beginning of the Spring Market. Even though February has felt somewhat “springlike” in Connecticut this year, most years we are shoveling inches and inches of snow and bundling up to keep our faces from freezing off. The…
If you are on the fence about whether setting up a Trust and putting your property in a Trust, is the right path for you, you can now add “being exempt from affirming that your house meets current fire safety codes” to the pros column. In our Practice, we help clients decide if setting up…
Let me tell you about my Law Firm internship, the summer before I started my legal education journey. I decided that I wanted to further gain knowledge and understanding from a real-world professional. While I had little experience in the legal field, I was able to connect with Attorney Joan Reed Wilson, of Reed Wilson…
Given the current seller’s market, I thought it would be helpful to bring back an article that I posted three years ago. It is about how capital gains relate to real estate sales, but this time with a twist! Does The Capital Gains Tax Law Still Exist? How many of you have heard that you…
Many families mistakenly believe that receiving an inherited property is as simple as listening to a reading of the Will and then that property magically belongs to you and you can do whatever you want with it. Sorry to burst that bubble, but a reading of the will is not a real thing – that’s…
The federal government has expanded access to protections for the non-borrowing spouse of a reverse mortgage holder who is not named in the loan document, allowing more such spouses the ability to stay in their home if the borrowing spouse dies or moves to a care facility. Reverse Mortgage Protection Prior To 2014 A reverse…
If you’ve never purchased a property, you may not know what I’m talking about. Both Joint Tenancy with right of survivorship and tenants-in-common dictate how a property is owned and who inherits it when one or more of the owners passes away. In Connecticut, tenancy in common is the default interest for a deed with…
Myths & Misconceptions Monday (Real Estate / Home Edition) Vlog #4: “I Need To Make Sure I Have And Keep The Original Deed To My House” Thinking that you need the original deed to your property, is quite a common misconception. And to be quite honest, makes sense right? I mean, you need the originals…
Before buying a home, one of the first things you need to do is to make sure that the seller actually owns it. After all, you can’t sell something that doesn’t belong to you. legally speaking at least. You have to make sure that you are dealing with a clear title. Essentially, a title that’s…
As most of you who have purchased a home knows, the process to get to the closing date is not always smooth. There are many steps along the way to the closing, including inspections, title searches, and mortgage approval. How Does a Closing Date Work? The Agreement spells out how long the buyer has to…
As part of our elder law and long-term care planning practice, we often recommend a reverse mortgage to our clients. And we are often met with resistance. One of the most common misconceptions about reserve mortgages is that if someone obtains this type of mortgage, all hope of ever having any equity to pass to…
As a lawyer who is passionate about educating the public, I find that a lot of people are unaware of certain laws that affect them. At the same time, certain laws seem to stick in people’s minds, even decades after the law has changed. How many of you have heard that you have to reinvest…
Will You Owe Taxes On Your Spouse’s Estate? Currently, the estate tax exemption in Connecticut is $12.92 million per person. So although an Estate Tax Return must be filed for every decedent, tax is due from very few estates. And even if the decedent’s assets exceeded $12,920,000, there is an unlimited marital deduction, so if…